51621

Travel Health Insurance

Definition and Need for Travel Insurance

While travelling abroad or on domestic travel, a person can face hardships such as loss of baggage, medical emergencies etc. Of special worry is the fact that medical costs abroad might be much more expensive than in India, and thus it is important that there is a medical insurance cover to take care of those costs.

A travel insurance policy covers medical expenses in the following way:-

Medical Expenses

If a person falls sick on a trip, the travel insurance policy promises to provide a cash free treatment subject to a minimum amount of expense. Further, travel insurance also covers any dental treatment due to injury on a trip.

Hospitalization allowance- If a person is hospitalized for more than two days, then this policy provides for daily hospitalization allowance.

Medical Evacuation- In case there is a special situation due to which the person cannot be treated for the illness while he is on a trip, then this policy covers him for treatment when he is back to his native place

In case a person remains hospitalized for more than seven days while , the insurance company reimburses the return fare for a family member to visit him.

Time Based Provision

Trip Cancellation- In case one's trip is canceled due to any reason like medical emergency or natural disasters, the insurance company would take care of all the expenses which are otherwise non- refundable

Whenever you are buying an insurance policy, it is perhaps more important to pay more heed to the benefits that the policy provides rather than worrying too much over minor differences in price.

Request a call back!!

Customer Speak
Jili Sharma:
"Very useful and interesting site... will surely visit again"

Dib Chaudhuri, 40: I found this site to be the fastest, most accurate in generating a health insurance quote for me. It helped me in identifying the policy which was the best value for money.

Lakshmi Rao Now no agent can fool me anymore
News
Third Party Car Insurance rates...
Mar 31, 2014: The revision of the...
Religare Health Insurance explores...
Oct 24, 2013: The bancassurance...
Insurance for HIV Positive People...
Oct 23, 2013: Insurance for HIV...
Max Life Insurance rewards its...
Dec 28, 2012: For a policyholder...
Private insurer Max Life Insurance...
Nov 16, 2012: The first half of...
Common Third Party Administrator...
Nov 08, 2012: The general...
Healthy Growth Figures for both...
Oct 31, 2012: The first half of...
HDFC Standard Life Launches New...
Oct 30, 2012: The market for...
Car Insurance - Premium calculation...
Oct 18, 2012: Car insurance in...
Postal Life Insurance and Rural...
Oct 16, 2012: While the whole...
General Insurance gets two more...
Oct 12, 2012: The general...
What the Insurers Need ...
Oct 11, 2012: The insurance...
Max Life Insurance disinvests 5%...
Oct 09, 2012: The Insurance...
IRDA to step in over cancellation...
Oct 08, 2012: On July 1st, 2011...
Experts speak on FDI reforms in...
Oct 06, 2012: Sometime back in...
India First Life Insurance Launches...
Oct 05, 2012: The days of...
Government plan to increase FDI cap...
Jul 04, 2012: Normal 0 ...
United India Insurance pays Rs 1.16...
May 18, 2012: United India...
Mitsui Sumitomo Insurance to buy...
Apr 19, 2012: Normal 0 ...
IRDA introduces the declined risk...
Mar 26, 2012: The last fiscal was...
Indian Life Insurance Companies Vs...
Mar 22, 2012: The Insurance...
2012 - The LIC ONGC story so far...
Mar 20, 2012: For this fiscal...
Sahara India Life Insurance...
Mar 20, 2012: Sahara India Life...
LIC joins the Online Term plan...
Oct 17, 2011: Life In